Quick Update On Prosper State Lending Limits
Every once in a while, I state a snapshot of Prosper's state lending limits to see how things are changing over time. Some states tie their lending limits to the Fed Funds rate or some other standard benchmark, state laws may change, or Prosper's legal standing in a state may change. Prosper, being the wily data hiders that they are, have blocked Google and the Way Back Machine from caching the page for SEO purposes, so it is helpful to have a record of changes.
| State | Current Rates | Old Rates (Dec '07) |
| Alabama | $2k - $25k @ 36% | |
| Alaska | $1k - $25k @ 16% | |
| Arizona | $1k - $10k @ 24% $10k - $25k @ 36% | |
| Arkansas | $1k - $25k @ 8.5% APR | $1k - $25k @ 10.25% APR |
| California | $1k - $2.5k @ 19.2% $2.5k - $25k @ 36% | |
| Colorado | $1k - $25k @ 21% APR | |
| Connecticut | $1k - $25k @ 12% APR | |
| Delaware | $1k - $25k @ 8.5% APR | $1k - $25k @ 10.25% APR |
| DC | $1k - $25k @ 24% APR | $1k - $25k @ 6% APR |
| Florida | $1k - $25k @ 18% APR | |
| Georgia | $3k - $25k @ 36% | |
| Hawaii | $1k - $25k @ 12% APR | |
| Idaho | $1k - $25k @ 36% | |
| Illinois | $1k - $25k @ 36% | |
| Indiana | $1k - $25k @ 21% APR | |
| Iowa | $1k - $25k @ 21% APR | |
| Kansas | $1k - $10k @ 21% APR | |
| Kentucky | $1k - $15k @ 7.5% APR $15k - $25k @ 36% | $1k - $15k @ 9.25% APR $15k - $25k @ 36% |
| Lousiana | $1k - $25k @ 12% APR | |
| Maine | $1k - $4k @ 24% APR $4k - $25k @ 18% APR | |
| Maryland | $6k - $25k @ 24% APR | |
| Massachusetts | $1k - $6k @ 12% APR $6k - $25k @ 20% APR | |
| Michigan | $1k - $25k @ 25% | |
| Minnesota | $1k - $2.5k @ 19.2% $2.5k - $25k @ 36% | |
| Mississippi | $1k - $25k @ 36% (Business Only) | |
| Missouri | $1k - $7.5k @ 36% | |
| Montana | $1k - $25k @ 36% | |
| Nebraska | $1k - $25k @ 16% | |
| Nevada | -None- | |
| New Hampshire | $1k - $10k @ 10% APR $10k - $25k @ 36% | |
| New Jersey | $1k - $25k @ 16% APR | |
| New Mexico | $2.5k - $25k @ 36% | |
| New York | $1k - $25k @ 16% | |
| North Carolina | $1k - $25k @ 36% (Business Only) | |
| North Dakota | $1k - $25k @ 36% | |
| Ohio | $1k - $25k @ 25% | |
| Oklahoma | $1k - $25k @ 21% | |
| Oregon | $1k - $25k @ 36% | |
| Pennsylvania | $1k - $25k @ 6% | |
| Rhode Island | -None- | |
| South Carolina | $1k - $25k @ 12% APR | |
| South Dakota | -None- | |
| Tennessee | $1k - $25k @ 10.43% APR | $1k - $25k @ 11.75% APR |
| Texas | $1k - $25k @ 10% APR $1k - $25k @ 18% (business) | |
| Utah | $1k - $25k @ 36% | |
| Vermont | $1k - $4k @ 18% APR | |
| Virginia | $1k - $25k @ 12% | |
| Washington | $1k - $25k @ 25% | |
| West Virginia | $1k - $25k @ 18% APR | |
| Wisconsin | $1k - $25k @ 18% APR | |
| Wyoming | $1k - $25k @ 21% APR |
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