Thursday, August 30, 2007

Accessing Prosper's Performance Data Part 3

This is the third post in a series on accessing Prosper's Marketplace Performance engine. Disclaimer: If you're not at least a bit geeky, this may bore you to tears. That's the danger of reading a blog run by an engineer.

In the last two posts, I covered some of the various parameters that are accessible to crafty users and how to extract useful statistics from the webpages Prosper creates. In this mad dash, I skipped over a whole bunch of parameters that can wildly adjust the loan performance. Time to fill those in.

The parameters below are part of the extended options (see the "Show More Options" section) in the Prosper Marketplace Performance page, and they're quite fun to play with.

Field
Type
Default
Min
Max
Description
minND
Integer
0
0
?
Minimum Now Delinquent
maxND
Integer
? (max)0
?
Maximum Now Delinquent
mnAD
Integer
0
0
?
Minimum Amount Delinquent
Minimum amount ($) currently delinquent
mxAD
Integer
? (max)0
?
Maximum Amount Delinquent
Maximum amount ($) currently delinquent
minD7
Integer
0
0
?
Minimum Delinquent In The Last 7 Years
maxD7
Integer
? (max)0
?
Maximum Delinquent In The Last 7 Years
minPR10
Integer
0
0
?
Minimum Public Records In The Last 10 Years
maxPR10
Integer
? (max)0
?
Maximum Public Records In The Last 10 Years
mnPRM
Integer
0
0
?
Minimum Public Records In The Last 12 Months
mxPRM
Integer
? (max)0
?
Maximum Public Records In The Last 12 Months
minQ6
Integer
0
0
?
Minimum Number Of Inquiries In The Last 6 Months
maxQ6
Integer
? (max)0
?
Maximum Number of Inquiries In The Last 6 Months
minFR
Integer
0
0
?
Minimum Number Of Years To First Credit
maxFR
Integer? (max)0
?
Maximum Number Of Years To First Credit
mnCCL
Integer0
0
?
Minimum Number Of Current Credit Lines
mxCCL
Integer? (max)0
?
Maximum Number Of Current Credit Lines
mnOCL
Integer
0
0
?
Minimum Number Of Open Credit Lines
mxOCL
Integer? (max)0
?
Maximum Number Of Open Credit Lines
minCL7
Integer0
0
?
Minimum Number Of Total Credit Lines
maxCL7
Integer? (max)0
?
Maximum Number Of Total Credit Lines
mnRC
Integer
0
0
?
Minimum Revolving Credit Balance
mxRC
Integer
? (max)
0
?
Maximum Revolving Credit Balance
mnBU
Float
0.0
0.0
1.0
Minimum Bankcard Utilization
mxBU
Float
1.0
0.0
1.0
Maximum Bankcard Utilization
esba
Integer
63
0
63
Employment Status
Binary encoded number. To specify status, add up the values for all requested criteria. 1 = "Not Availble", 2 = "Full-Time", 4= "Part-Time", 8 = "Self-Employed", 16 = "Retired", 32 = "Not Employed". For example, for Full-Time, Part-Time, and Retired, add 2 (Full) + 4 (Part) + 16 (Retired) = 22.
mnES
Integer
0
?
?
Minimum Length Of Status
Specified in months
mxES
Integer
? (max)
0
?
Maximum Length Of Status
Specified in months
iba
Integer
255
0
255
Annual Income
Binary encoded number. To specify income, add up the values for all requested criteria. 1 = "Not Displayed", 2 = "$0 Or Unable To Verify", 4 = "$1-$24,999", 8 = "$25,000-$49,999", 16 = "$50,000-$74,999", 32 = "$75,000-$99,999", 64 = "$100,000+", 128 = "Not Employed". For example, for $50k-$74.9k and $25k - $49.9k, add 8 (25-49.9) + 16 (50-74.9) = 24.
Thus ends this 3-post series. I'll be following up to see if any fields were improperly documented and to fill in any missing details. Happy performance searching.

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