Prosper seems to be having one thing after another nipping at them. First there was the blast of planned and unplanned outages. Then there was the lender uprising that was contained before the forums were entirely shutdown. The latest is that their ACH clearing house (Wells Fargo) had some problems with transactions:
Our banking partner, Wells Fargo, is experiencing technical difficulties with their ACH money transfer system today. This may mean that ACH transfers will be delayed. Here is what you may experience.
As a Lender:
If you transferred money in or out of the system, there may be a delay coming into or out of your bank
In the next week, you may see a “dispute” on a Borrower payment you recently received
As a Borrower:
You may see a delay in either a payment processing from your bank account or, if you are getting a loan, a delay in obtaining the loan money
As a Member:
If you are setting up a new account with Prosper, the bank account verification may be delayed in setting up the new challenge deposits
We anticipate this problem being resolved in a timely manner and will post an update here as soon as we know more. You may also receive an email with this notification.